I think it’s safe to say, regardless of your political affiliation, that the future of health care is a bit uncertain. With health insurance seeming to change with every new president, it’s hard to fathom what it will be like when my generation reaches retirement. As this article put it, “health care will likely be your biggest expense during [your] golden years.” Fidelity even estimated […]
Today we have a fun Q&A by my friend, Amy. A couple of weeks ago, Amy posted that she and her husband had paid off $55,000 worth of loans and were officially debt free! (I can’t help but smile when writing that sentence). I was so impressed, excited, and intrigued by how she did it that I asked if she would like to share her […]
A couple months ago, Jake and I were creating our saves the dates at minted.com. We liked the idea of sending a magnet so people could put it on the refrigerator and see our beautiful faces every day 😉 As much as I wish that last statement was true, I did like the idea of the recipient being able to easily put the save the […]
Disclaimer: The following is a sponsored blog post. Not so long ago, personal money management consisted chiefly of keeping savings and current accounts at a brick-and-mortar bank you trusted unreservedly, and if you had any money left over to invest, socking it away in reliable stocks or other securities with the help of an equally trusted broker. If you controlled your spending and kept up […]
Back in December, I downloaded the Ibotta App app and signed up for an account after reading about it in a post. It sounded legit and I’m all for supporting anything that will pay me money. To put it very simply, the Ibotta App is similar to couponing and gives you money back on items that you purchased. All you need is a smart phone, […]
There’s one trick that I discovered just today that will really bring down your electric bill! I was working from home this morning, partly because of the crazy winter snow storm we are having in south Jersey, but mostly because I just work from home on Tuesdays. Anyway, I heard a loud popping noise come from outside my house and all of a sudden the […]
When I was younger, one of my friends and her family went to Aruba every year because her family owned a timeshare there. I was always so jealous when she would come back tan, have her hair braided with the cool beads, and tell me about her vacation. It made me want a timeshare for myself when I was old enough to afford one. Fast […]
Your net worth gives you the snapshot of your overall financial situation. You get an idea about how much you’ve spent and earned till this date. What is your net worth? Your net worth is all you own (assets) minus your financial obligations (debts/liabilities). Assets: These include your properties, cash, investments, stocks, jewelry, cars, or any other valuable thing you own. Financial obligations: These include […]
There are several good reasons why you should buy a used car over a new one. There are two reasons in particular that I find very convincing. Depreciation of Value Depreciation is the difference between the original cost and the current value over time. This is the most convincing factor from a financial standpoint as to why you should buy a used car. The moment […]